Two of the areas where experts say people can help build or tear down our own lives regard how we think and what we say: especially about ourselves. You need to hear motivational speaker, Ms. Evelyn Lowe, as she encourages us to “Hold That Thought And Bridle Your Tongue.” She’ll talk us through the process of using our thoughts and words to help build our lives.

Hope is strong across our nation yet we need to continue to deal with the crises at hand. Carl will continue a discussion of President Obama’s Homeowner Affordability and Stability Act so we can see how to benefit from the steps our president and congress are taking in helping to relieve our stress.